Fair Lending: Managing and Defending AgainstClaims of Discriminatory Lending and Assessingthe Status of ‘Disparate Impact’ in LendingLitigation and Enforcement
Speakers
John Fleming
General Counsel
Texas Mortgage Bankers Association
Eric Jon Taylor
Partner
Hunton & Williams LLP
- Recent cases and enforcement actions
- How state and federal agencies are approaching fair lending issues
- Assessing the status of ‘disparate impact’ in lending litigation and enforcement
- HMDA data serving as basis for claims
- Disparate impact in the age of the Qualified Mortgage
- Assessing the likelihood that lenders who underwrite QM loans will face fair lending claims because loans meeting the QM standards may result in a disparate impact on certain demographic groups
- New and emerging allegations of discriminatory practices and how to defend against them
- Assessing the evolving definition of and uncertainty relating to fair lending
- Impact of the CFPB on fair lending litigation
- CFPB initiatives and enforcement efforts relating to discriminatory lending and ‘disparate impact’
- Defending against the latest claims alleging fair lending violations
- Early interviews and information gathering
- Data analysis
- Impact of recent regulatory and litigation developments on the defense of predatory lending claims
- Public relations concerns
- Settlement considerations and strategies