JONATHAN J. WEGNER is a partner and payments attorney at Baird Holm LLP, helps financial institutions and nonbank financial service providers develop and manage payments programs across credit, debit and prepaid platforms.  He serves as general counsel to the Debit Network Alliance, a group comprised of 10 U.S. debit networks, and he regularly advises clients on a wide range of regulatory and compliance matters, including BSA/AML programs, regulatory examinations, Regulation II compliance, privacy and security issues and third-party service provider oversight matters