Claims and Defenses Involving Background Check, Credit Dispute Investigation, and Debt Collection Litigation Under the FCRA and FDCPA; and CFPB Action and Examination in the Credit Dispute and
John R. Chiles
Burr & Forman LLP
David Stein
Member
Bricker & Eckler LLP
- Impact of CFPB rulemaking on debt collection litigation relating to FCRA and FDPCA: Survey for ANPR
- Impact of recent actions taken by the CFPB and the FTC relating to the FCRA: Enforcement initiatives; How the CFPB and FTC are working together to enforce the FCRA
- Trends in FCRA litigation
- Best practices for defending against FCRA claims and class actions
- Managing and defending against FCRA class actions arising from employee background screenings
- Minimizing the risk of exposure to FCRA claims: Providing notice to avoid FCRA violations
- State claims and FCRA preemption
- How the CFPB and FTC are working together to enforce the FDCPA: Filing of joint amicus brief in 9th circuit FDPCA case
- Trends in FDCPA litigation
- Defending against the new wave of FDCPA claims
- Minimizing the risk of exposure to FDCPA claims
- Preparing for the FTC’s increased focus on potential FDCPA violations
- Preparing for and managing actions taken by state attorneys general and federal and state regulatory agencies relating to debt collection practices
- How debt collectors have adapted their internal compliance and auditing policies and procedures to minimize future litigation
- Understanding and making use of statistics and data related to debt collection litigation
- Strategies for calculating damages based on net worth
- Assessing the risks associated with sales of debt by creditors: Pitfalls and risks of debt sale agreements
- How clients are working with debt collectors to ensure proper oversight
- Chain of title issues: Class actions alleging unlawful patterns or practices