Student Loans: Defending Against the Latest Claims,Including Those Involving Cohort Default Rates

October 24, 2014 2:10pm


Nicholas P. Mooney
Spilman Thomas & Battle, PLLC

  • The CFPB’s recent enforcement activity and expected civil litigation against student lenders: Analysis of the types of claims that have been made against mortgage lenders that are now morphing over into student lending
  • UDAAP authority
  • Private litigation claims
    • Student loan servicing
    • Collection activities of student loan servicers
    • Advertising and marketing practices
    • Fair-lending/disparate impact claims: cohort default rates; disparate impact theory and facially neutral school-based underwriting and pricing criteria