Fair Lending: “Disparate Impact” Claims as Litigation and Enforcement Game Changers; Defending and Managing the Latest Predatory and Abusive Lending Claims Including Discriminatory Pricing/Steering…

October 24, 2014 11:25am


Lynde Selden
Senior Corporate Counsel, Corporate Office
Plaza Home Mortgage

Fred Rivera
Perkins Coie LLP

  • Assessing the status of ‘disparate impact’ in lending litigation and enforcement
  • The Evolving Definitions of “Fair Lending”
  • Recent Litigation Developments: allegations of discriminatory pricing or steering,
  • Fair lending settlement orders, themes and implications: Negotiating successful resolutions
  • Interplay Between UDAAP and Fair Lending
  • Fair Housing Act as the basis for disparate impact claims
  • DI claims in cases where lenders choose only QM safe harbor or QRM loans because of liability and financing imperatives (reputational, PR and monetary risk)
  • Assessing recent discrimination cases and actions, and defending against the latest claims alleging fair lending violations
  • How state and federal agencies are approaching fair lending issues
  • Preparing for enhanced scrutiny of fair lending issues by the CFPB
  • Evaluating and assessing recent and emerging CFPB enforcement actions